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Whole Life or sometimes called Permanent Life insurance can offer you protection for your entire life at guaranteed level premiums. A portion of the money you pay into your whole life policy accumulates as guaranteed cash values.
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After an insurance policy is issued you have a certain period of time (usually 30 days) during which you can change your mind and cancel the policy for any reason whatsoever. This is often called a "Free-Look Period". If you cancel your policy during this free-look period, your premiums will be refunded in full.
